Terms of Service

1. Acceptance of Terms

By accessing or using WebOwnr services, you agree to be bound by these Terms of Service ("Terms") and our related policies, including our Privacy Policy and Cookie Policy. If you do not agree, do not use the Services.

2. Eligibility and Account Responsibility

• You must be legally capable of entering binding contracts.
• You are responsible for all activities under your account, including activity by invited team members.
• You must provide accurate registration and business information and keep it up to date.
• You must protect credentials and promptly notify us of unauthorized account use.

3. Description of Services

WebOwnr provides ecommerce infrastructure and operational tools, including:

• Storefront and website hosting workflows
• Merchant dashboard and store management features
• Checkout and order operation support
• Payment-linked workflows through Paystack and Flutterwave integrations
• Installment-based and subscription-based commercial plans

Features may change over time, and availability may vary by plan, location, and compliance requirements.

4. Merchant Obligations

As a merchant, you agree to:

• Operate lawful businesses and sell lawful products/services
• Maintain accurate product, pricing, and fulfillment information
• Honor applicable consumer-protection obligations, including refunds and delivery commitments where required
• Maintain an accurate privacy notice and legal terms for your own store where required by law
• Handle customer data in compliance with applicable data protection laws

5. Plans, Fees, Billing, and Ownership Path

5.1 Subscription Plans

Subscription plans are billed on a recurring basis according to your selected billing cycle. You authorize WebOwnr and its payment providers to charge applicable fees, taxes, and adjustments.

5.2 Installment Plans

Where offered, installment plans are structured commercial arrangements toward potential website ownership under your specific agreement. Missing installment obligations may affect account status, feature access, transfer timelines, or ownership rights as defined in your plan terms.

5.3 Failed Payments and Suspension

If payment fails, we may retry charges, limit features, or suspend service until balances are resolved.

5.4 Taxes and Government Charges

You are responsible for taxes, duties, and regulatory charges arising from your business operations unless otherwise stated.

5.5 Refund Policy

Except where required by law or explicitly stated in a written offer, fees are non-refundable. Any discretionary credits or refunds do not waive our right to enforce these Terms.

6. Payouts, Bank Verification, and Withdrawals

• Withdrawal and payout features may require verified bank account details and successful third-party validation.
• We may delay, reject, or reverse payout requests where fraud, legal risk, sanctions screening, or compliance issues are suspected.
• You are responsible for the accuracy and authorization of bank details submitted to your account.

7. Prohibited and Restricted Activities

You may not use the Services to:

• Violate any law, regulation, court order, or third-party rights
• Transmit malware, interfere with platform integrity, or attempt unauthorized access
• Engage in deceptive practices, fraud, money laundering, or sanctioned activity
• Sell prohibited goods/services or content that is unlawful, exploitative, or abusive
• Infringe intellectual property, privacy, or publicity rights

8. Content and Intellectual Property

• WebOwnr and its licensors retain ownership of the platform, software, branding, and related intellectual property.
• You retain rights to content you submit (for example product descriptions, branding assets, and marketing copy).
• You grant WebOwnr a limited, non-exclusive, worldwide license to host, reproduce, process, and display your content solely to operate, secure, and improve the Services.

9. Third-Party Services and Integrations

Our Services integrate with third parties (including payment, verification, hosting, analytics, and media delivery services). Third-party services are governed by their own terms and privacy practices. We are not responsible for third-party products, downtime, or policy changes.

10. Availability, Changes, and Beta Features

We may modify, replace, or discontinue features at any time to improve reliability, compliance, or performance. Some features may be offered as beta and provided without guarantees.

11. Suspension and Termination

We may suspend or terminate access if:

• You breach these Terms or other applicable policies
• Required fees remain unpaid
• We detect fraud, abuse, or legal/compliance risk
• We are required by law or regulatory instruction

On termination, service access may end immediately. Data retention and export options may be limited by technical, legal, or security constraints.

12. Disclaimers

The Services are provided "as is" and "as available." To the fullest extent permitted by law, WebOwnr disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, non-infringement, and uninterrupted availability.

13. Limitation of Liability

To the maximum extent permitted by law, WebOwnr is not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or loss of profits, revenue, goodwill, or data. Where liability cannot be excluded, liability is limited to fees paid by you to WebOwnr in the 12 months preceding the event giving rise to the claim.

14. Indemnification

You agree to defend, indemnify, and hold harmless WebOwnr and its affiliates, officers, employees, and agents from claims, liabilities, losses, and expenses arising from your use of the Services, your content, your business operations, or your breach of these Terms.

15. Governing Law and Dispute Resolution

These Terms are governed by applicable laws of the Federal Republic of Nigeria, unless mandatory local law requires otherwise. Parties will first attempt good-faith resolution before initiating formal proceedings in a court of competent jurisdiction.

16. Changes to Terms

We may update these Terms periodically. Updated Terms become effective when posted with a revised "Last updated" date. Continued use of the Services after changes take effect means you accept the revised Terms.

17. Contact

For legal notices and Terms-related questions, contact:
Email: legal@webownr.com
Privacy: privacy@webownr.com